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Daily Rates

Call (212) 441-6600 for a live quote or sign up to receive the daily rate indications

Key Contacts

Relationship Managers:
(212) 441-6700
[email protected]

LIBOR to SOFR Transition

View resources below which can help you to prepare your institution for the transition from the London Interbank Offered Rate (LIBOR) to the Secured Overnight Financing Rate (SOFR).

Presentations, Tutorials & Webinars

Homebuyer Dream Program: Life Cycle Tutorial

Homebuyer Dream Program: Funding Request

Homebuyer Dream Program: Household Reservation Request

Homebuyer Dream Program: Secure File Transfer Portal

Homebuyer Dream Program: How to Calculate Income

Affordable Housing Program: Project Life Cycle

Education Programs & Tools

FHLBNY Education Programs

To assist with strategic planning, we offer custom-tailored education programs and sessions for your leadership team. Held jointly with trusted consultants, all programs are carefully curated to your institution’s needs.

Education program topics available include: Technical; Products, Services, and Programs; Economic and Industry; Member-Board Education.

Learn More About FHLBNY Education Programs.

FHLBNY’s Marginal Loan Pricing Tool

This tool will allow you to compare your loan against alternative investments of similar duration, adjust the price for credit risk and servicing costs, and determine the “All-in” cost of funding the loan with FHLBNY advances. You can also analyze and simulate various scenarios using our advances to attain excellent pricing, all while factoring in your institution’s asset or liability sensitivity. Furthermore, this tool can help account for competitor pricing. Learn more about the Value of Loan Pricing.

Try This Example: Download our loan pricing tool below to determine the “base price” of a mortgage after obtaining the Weighted Average Life of a comparable Fannie Mae MBS. Once the base price for various duration tiers has been identified, add 50 bps to account for credit risk and loan servicing costs.

Other Funding Tools

FHLBNY Funding Tools are designed to help members address their funding needs and fully maximize membership. Contact a Relationship Manager at (212) 441-6700 to run an analysis for your institution.

“All-in” Rate Borrowing Tool

Compare the prospective loan to 2-3 alternative investments of similar duration to determine the base price of the loan.

Interest Expense Calculator

Developed for members to calculate and compare the economic benefits that different terms of FHLBNY advances may provide versus alternative funding sources.

Amortizing Advance Schedule Tool

A simple tool developed to help members model and compare the schedules and cashflows of FHLBNY’s Amortizing Advances.

Funding Comparison Tool

Developed to compare member decisions on whether to start funding long term or continue to fund short and what the implication of market forward rates may have on those decision.

Prepayment Fee Calculator

Developed to assist members estimate what the prepayment fees on non-structured FHLBNY advances may be.

Funding Mix Calculator

Developed to assist members’ decisions on how to find the optimal mix of funding sources for a particular asset or assets such as an MBS or a pool of mortgage loans.

Disclaimer: Notwithstanding any language to the contrary, nothing contained in these disclosures is intended to constitute an offer, inducement, promise, or contract of any kind. Any product descriptions and pricing may be subject to change without notice.

The content provided in these disclosures is presented as a courtesy to be used only for informational purposes and is not represented to be error free. The FHLBNY makes no representations or warranties of any kind with respect to the content contained herein, such representations and warranties being expressly disclaimed. The FHLBNY is not a financial or investment advisor.

Moreover, the FHLBNY does not represent or warrant that the content of these disclosures is accurate, complete or current for any specific or particular purpose or application. It is not intended to provide nor should anyone consider that it provides legal, accounting, tax or other advice. Such advice should only be rendered in reference to the particular facts and circumstances appropriate to each situation. The FHLBNY encourages you to contact appropriate professional(s) and consultant(s) to assess your specific needs and circumstances and to render such advice accordingly. In addition, the FHLBNY is not endorsing or recommending the use of the means or methods contained in or through these disclosures for any special or particular purpose.

It is solely your responsibility to evaluate the risks or merits of any funding or investment strategy. In no event will FHLBNY or any of its officers, directors or employees be liable for any damages — whether direct, indirect, special, general, consequential, for alleged lost profits, or otherwise – that might result from any use of or reliance on these materials.

Daily Rates

Call (212) 441-6600 for a live quote or sign up to receive the daily rate indications

Key Contacts

Relationship Managers:
(212) 441-6700
[email protected]